Posts in tag

credit history


Maine boasts a low cost of living, affordable housing, and many working industries throughout the state. However, with an average state income of $56,000, Maine residents have lower incomes than the national average. This leaves many residents with unpaid bills waiting for payday. Don’t let a high energy bill or an extra trip to the …

When you urgently need money, where do you look? Tell your family and friends? Ask your boss for a loan on your next salary? Sell ​​a few items? Contact your bank for a loan? Indeed, people consider many interesting options when they need money for an emergency. This article wants to touch on another exciting …

A business owner looking for additional funding to start or expand your business? Find out which 2022 business loans are the best options for you today! In this review, Nick Wilson, Founder and CEO of AdvanceSOS shares his expertise on how to get top tier business loans in 2022. Additionally, he shares tips for approaching …

Bad credit lenders each have something different to offer borrowers. These lenders report loan payments to the credit bureaus, so your on-time payments can help you build credit. Borrowers with bad credit can expect an annual percentage rate on personal loans between 20% and 30%. Some lenders may consider what you are using the funds …

A lead generation company that collected sensitive information from millions of consumers under the guise of connecting them to lenders will pay $1.5 million in civil penalties and face restrictions on its operations following a lawsuit from the Federal Trade Commission. The FTC Complaint alleges that since at least 2012, ITMedia Solutions LLC, a number …

What is an emergency loan? An emergency loan is a personal loan you use to pay a medical bill, get a car repaired, or cover some other emergency expense. These loans can be secured or unsecured — unsecured loans are more widely available – and can come from an online lender, credit union or bank. …

To improve Best for Bad Credit Debt Consolidation Installment Loans 5.94–35.47% Personal loans granted through Upgrade have APRs of 5.94% to 35.47%. All personal loans carry an origination fee of 2.9% to 8%, which is deducted from the loan proceeds. Lower rates require automatic payment and direct repayment of some existing debt. For example, if …

Bank of America’s Balance Assist program can provide small, short-term loans to bank customers for a flat fee. The program, created in part to help customers avoid high-interest payday loans, is expected to be available nationwide in early 2022. Best Features Access the money almost instantly if you are approved. Pay a single $5 fee …

New fintech lenders are using AI to expand access to credit and offer personal loans to low-credit borrowers. (iStock) Fintech lenders are taking an unprecedented step in using artificial intelligence (AI) to offer personal loans to consumers with low credit scores or even no credit score. In fact, a fintech startup lending platform called Upstart …

Getting quick access to cash can be difficult at the best of times. It can be even more difficult when times are tough. If you’re short on cash, a payday loan might seem like the only option, but there’s rarely a good reason to get one. Even if it’s just a small amount of money …

LightStream Ideal for Same Day Approval, Same Day Funding 4.49–20.49% The terms of your loan, including the APR, may differ depending on the purpose of the loan, the amount, the term and your credit profile. AutoPay 0.50% point rebate is only available when selected prior to loan funding. Rates without automatic payment will be 0.50% …

Jacob Ammentorp Lund/Getty Images/iStockphoto If there are times when you need an advance before you get your paycheck, Cash App loan money could be a lifesaver. After all, sending and receiving money from the peer-to-peer payment service is so simple. The good news is that there is now a Cash App Borrow feature. Here’s everything …

If you don’t have enough money on hand or in your fund to cover an emergency expense, using an emergency loan may be a good option. Most types of emergency loans can provide you with quick access to cash. Additionally, some have flexible repayment terms that allow you to make lower monthly payments. However, not …

Applying for a loan has never been easier. You can complete an application online or over the phone and receive your funds within 24 hours. So why would you need to submit a credit check? To find out if this is possible, we spoke with Orville L. Bennett about Ipass.net. “Lenders are more likely to …